2 days at the AC Builder's show and the most important findings? Good loan programs are the MOST IMPORTANT item to buyers! Foxmoor offers 2 Great programs. 1) No $$ Down - 100% Financing for Down Payment and Closing Costs - 4.78 % - 5.25% 30 year rate - Only need 620 credit score. 2). 10% Down - 5% 30 year - Only Need 520 credit score!! Both are NJHMFA approved Call 800 237 9569 x235 for details or visit us online at www.foxmoorhomes.com.