Hello-
Just wanted to update everyone on Vision’s latest events. The cooking demo went great here on Tuesday. I’ve learned that flank steak isn’t the most tender cut of meat, even so it turned out great. Everyone was pleased with their meal, which is all that matters to me. If you missed out on the cooking demonstration, don’t worry! I will be cooking again on March 23.
As far as this weekend goes, who’s excited about our poker tournament this Saturday at 7:00pm? I know I am. First place could bring home as much as $1,700! Not bad for a days work. If you haven’t reserved your spot yet, do so now! We’ll have complimentary food and drinks available for our poker players; just don’t forget to bring your poker face.
In housing news, the $8,000 tax credit for first time home buyers is still underway! Get it while it’s hot! This is such a great deal; I wish they had come up with something like this when I was buying my home. And if you’re thinking “I’m not a first time home buyer”, than listen to this…you can receive $6,500 for your next home even if you’ve been a previous buyer before.
Great things going on in the Vision’s World. Come be a part of it!
Regards,
Vincent Simonelli
vince@foxmoorhomes.com
609-646-7791
F: 609 939 0494
Thursday, February 18, 2010
Thursday, February 4, 2010
Foxmoor Homes investigates Wind Turbines saving buyers & customers 30%-50% off their yearly energy bills.
Hello -
Hope this inquiry finds you well.
"Congratulations on your excellent new product. I saw it in person at the International Builder's Show, on http://www.nahb.com/ and also further viewed detail at http://www.windtronics.com/. Your new wind turbine is very innovative.
My name is Vincent Simonelli and I am president of Foxmoor Development, Ltd. I am a 40-60 home builder in southern new jersey and am interested in selling and installing your product, both for existing homes, as well as for our new home construction. Our website is http://www.foxmoorhomes.com/.
Please send me a dealer application for your wind turbine. I am interested in purchasing a dealership or market area if that is available since I feel there is a tremendous potential in the southern New Jersey area.
Thank you for your attention and I look forward to speaking with you."
Regards,
Vincent Simonelli
vince@foxmoorhomes.com
609-646-7791
F: 609 939 0494
Hope this inquiry finds you well.
"Congratulations on your excellent new product. I saw it in person at the International Builder's Show, on http://www.nahb.com/ and also further viewed detail at http://www.windtronics.com/. Your new wind turbine is very innovative.
My name is Vincent Simonelli and I am president of Foxmoor Development, Ltd. I am a 40-60 home builder in southern new jersey and am interested in selling and installing your product, both for existing homes, as well as for our new home construction. Our website is http://www.foxmoorhomes.com/.
Please send me a dealer application for your wind turbine. I am interested in purchasing a dealership or market area if that is available since I feel there is a tremendous potential in the southern New Jersey area.
Thank you for your attention and I look forward to speaking with you."
Regards,
Vincent Simonelli
vince@foxmoorhomes.com
609-646-7791
F: 609 939 0494
Monday, January 25, 2010
On Travel Shock, Moving at 1000 miles an hour and further Confessions of a Real Estate Addict and Hopeless Optimist
Greetings faithful blog followers;...Under the Confessions category, I confess it has been too long since I last wrote and just as I did last year, I am making resolutions to share thoughts and comments more often; especially since not participating in the social media phenomenon is similar to not having a cell phone or even a computer!
If you're reading this and haven't commented recently, how about some thoughts and ideas about the subjects below or another topic of interest?...it's nice to get feedback and will encourage me to write more often.
There have been many positive developments since we last spoke and I hope this post finds you and your family healthy, happy and employed...It's time to come out of the bomb shelters and dig up the coffee cans of money from the back yard - the overwhelming consensus is that general economic conditions are improving, signs nationwide are increasingly positive and we are decidedly on the road to recovery. In our region in NJ, we are actually about 18-24 months further ahead of many parts of the country on the road to recovery; they will be digesting excess real estate assets for a while. Las Vegas, Phoenix, Miami and parts of southern California are good examples of economics in much worse condition than the northeast region of the country.
What are your thoughts on mortgage availability at retail or wholesale levels? Anyone having issues with appraisers, mortgages or credit items in general? Please share your thoughts and comments.
On a positive note; a warm welcome to Carl and Sheron Bell and the Douris's, our newest homeowners at Visions at the Shore and the Elamranis in Foxmoor at Mays Landing. We wish you many years of happy, healthy, prosperous memories in your new homes!
One thing I learned over the last week of 28 hours of seminars and meetings at the Builders Show is that it's important for me to share my thoughts and opinions on other blogs and forums where I might be able to help someone out. If there is any issue or situation you are facing regarding building a new home (especially in south jersey) financing or credit issues, general business, or just need some positive reinforcement, email me at vince@foxmoorhomes.com and I will do my best to help or steer you toward others who may be able to help you.
Better yet, come to our Solutions 101 Seminar at Visions at the Shore on Thurs Jan 28 starting at 4pm. Get a personal consultation with our team of experts including Steve Brasslett, Owner of Ivy League Mortgage with expertise on reverse mortgages, Donna Hill from ReMax Atlantic with some helpful tips on how to sell your home right now, Linda Rhinier, Visions Sales Manager who will guide you through the new home purchase process and me Vincent Simonelli, President of Foxmoor Development Ltd., a building developer in south jersey. We'll be there to address your particular issues. Visions is located at 980 Pitney Rd in Absecon, NJ and light refreshments wil be served. Seating is limited so call Visions at 609-646-7791 or email Linda@foxmoorhomes.com for details.
Regards,
Vincent
Greetings faithful blog followers;...Under the Confessions category, I confess it has been too long since I last wrote and just as I did last year, I am making resolutions to share thoughts and comments more often; especially since not participating in the social media phenomenon is similar to not having a cell phone or even a computer!
If you're reading this and haven't commented recently, how about some thoughts and ideas about the subjects below or another topic of interest?...it's nice to get feedback and will encourage me to write more often.
There have been many positive developments since we last spoke and I hope this post finds you and your family healthy, happy and employed...It's time to come out of the bomb shelters and dig up the coffee cans of money from the back yard - the overwhelming consensus is that general economic conditions are improving, signs nationwide are increasingly positive and we are decidedly on the road to recovery. In our region in NJ, we are actually about 18-24 months further ahead of many parts of the country on the road to recovery; they will be digesting excess real estate assets for a while. Las Vegas, Phoenix, Miami and parts of southern California are good examples of economics in much worse condition than the northeast region of the country.
What are your thoughts on mortgage availability at retail or wholesale levels? Anyone having issues with appraisers, mortgages or credit items in general? Please share your thoughts and comments.
On a positive note; a warm welcome to Carl and Sheron Bell and the Douris's, our newest homeowners at Visions at the Shore and the Elamranis in Foxmoor at Mays Landing. We wish you many years of happy, healthy, prosperous memories in your new homes!
One thing I learned over the last week of 28 hours of seminars and meetings at the Builders Show is that it's important for me to share my thoughts and opinions on other blogs and forums where I might be able to help someone out. If there is any issue or situation you are facing regarding building a new home (especially in south jersey) financing or credit issues, general business, or just need some positive reinforcement, email me at vince@foxmoorhomes.com and I will do my best to help or steer you toward others who may be able to help you.
Better yet, come to our Solutions 101 Seminar at Visions at the Shore on Thurs Jan 28 starting at 4pm. Get a personal consultation with our team of experts including Steve Brasslett, Owner of Ivy League Mortgage with expertise on reverse mortgages, Donna Hill from ReMax Atlantic with some helpful tips on how to sell your home right now, Linda Rhinier, Visions Sales Manager who will guide you through the new home purchase process and me Vincent Simonelli, President of Foxmoor Development Ltd., a building developer in south jersey. We'll be there to address your particular issues. Visions is located at 980 Pitney Rd in Absecon, NJ and light refreshments wil be served. Seating is limited so call Visions at 609-646-7791 or email Linda@foxmoorhomes.com for details.
Regards,
Vincent
Saturday, January 23, 2010
Happy New Year!
It's 2010 and we're still here! We are the survivors!
Exciting things are happening at Visions At The Shore. The H building manor homes are sold out and we're taking deposits for the I building which is under construction. People will actually be living there this spring!
The townhomes have been reduced so much it hurts but 3 are still available starting at $299,900. Won't see these prices again for a long time I hope!
The clubhouse inspires me; I still get excited everytime I walk in and listen to the fountain!
Events are happening all the time; I've been cooking away in the Visions kitchen for our homeowners; you have got to come taste my chili at the Superbowl Party Sunday Feb 7! Who cares what teams are playing, we're here to have fun!
We're still helping people sell their homes in this difficult market using several dedicated realtors who are helping us help you!
Ivy League Mortgage continues to support us with creative financing; Visions was recently approved for both FHA and VA loans.
So get out of your house, come over for a drink by the fire and spend some time with us. Spike will greet you at the door!
Regards,
Vincent
Exciting things are happening at Visions At The Shore. The H building manor homes are sold out and we're taking deposits for the I building which is under construction. People will actually be living there this spring!
The townhomes have been reduced so much it hurts but 3 are still available starting at $299,900. Won't see these prices again for a long time I hope!
The clubhouse inspires me; I still get excited everytime I walk in and listen to the fountain!
Events are happening all the time; I've been cooking away in the Visions kitchen for our homeowners; you have got to come taste my chili at the Superbowl Party Sunday Feb 7! Who cares what teams are playing, we're here to have fun!
We're still helping people sell their homes in this difficult market using several dedicated realtors who are helping us help you!
Ivy League Mortgage continues to support us with creative financing; Visions was recently approved for both FHA and VA loans.
So get out of your house, come over for a drink by the fire and spend some time with us. Spike will greet you at the door!
Regards,
Vincent
Friday, July 24, 2009
We're all Virgins in a Sense & the Myth of I am Here and You are Out There...
Greetings to all ...here's hoping this post finds everyone healthy and doing (reasonably) well...
It has been too long, and I am determined to make a dedicated effort to blog more often...promise...really...I have even enlisted several friends and team members to remind me that every blog need not be an immortal treatise like the Magna Carta or the Constitution, or heaven forbid, an endless journey like Lonesome Dove by Larry McMurtry...
Talking too much already and haven't even yet left the shadow of the first paragraph....ahhh well...more room for improvement in Vince's life...
Thanks to all (ok - most) of the Visions at the Shore homeowners for coming out to Happy Hour at the Clubhouse and sharing some great ideas and thoughts with us...activities and clubs, ideas for the clubhouse and Visions improvements, and some great conversation...it was really a nice time and great for everyone to finally meet some of their neighbors...looking forward to the big Summerfest Clambake next Sunday and the Community pool party on the 22nd of August...
Anyway, today's thought for the day is as follows (and I am paraphrasing)...."One of Mankind's single biggest illusions is the conception that I am Here and You are Out There"....so untrue and nevertheless, such a common thought.
In the global community we are all intertwined, and more closely related in more disparate ways, than ever before...we all rejoice, suffer, laugh, cry, exult, despair, worry, work, love, laugh, stress, grieve, try, fail, succeed, and get up once again to try again...when one stop's thinking that you are different in any meaningful way than anyone else taking up space on our happy little planet, one tends to be more patient, have more clarity and compassion, learn more from one's fellow man or woman...and avoid creating all types of nutty illusions of grandeur in one's own mind...lolol
Just forget all that and remember Google's motto..."Be Nice". Works just about everywhere, in most circumstances...;)
Enough introspection and analysis of deeper issues...on to other fun stuff...virginity and stuff like that.
How are we all virgins...? Simple - Computers! Who knows all the tricks there are to know? No one (but I have a really good one here, so stay with me folks...;)) We are all learning, whether we are 15 or 75...and discovering new things everyday...so ponder that thought when you are feeling smugly superior about the latest trick you learned...remember that you don't know what you don't know...!
Why are we reluctant to try new experiences and risk change - or try something for the first time (thus the allusion to virginity...;))? We are afraid that it will cost money, or cause embarassment because we might be wrong, or we are worried that the time needed to learn something new is too great....so we avoid change, and in a very direct sense, restrict any personal growth....
Time to toss that theory in the recycling bin... (or if you are like me and use the Cooperative Recycling Concept, the ordinary old garbage can...lol)....the only thing we are certain of is that there will always be change, and new things to experience...(like McDonald's serving cappuccino - what's that all about, anyway?)...which leads us to one of the points of this post....
Computer tip for the day: Folders, Folders! and FOLDERS in your email!! How important is this for anyone using email for work?? VITALLY IMPORTANT!.
If you are using MS Outlook, click New, then Folders, then create a new folder in your Inbox with a common category you use repeatedly. There are similar abilities in AOL and other email programs, though I am not as familiar with them. I have folders for all developments that Foxmoor is building (Foxmoor Galloway 88 lots), and subfolders in these for more specific categories (Finance, Construction, Engineering, Advertising). I also have a folder for any category of communication I regularly employ (Marian - Email, Web Stuff - Blog, etc).
Why should you use folders? Simple - to save yourself time. When you receive an email, if you don't immediately work on it, file it in it's happy digital home, so you will know where it is living, when you do get to it. When you send an email out to someone, if there is anything important in your response, COPY YOURSELF WITH THE EMAIL, AND SAVE IT IN THE CORRECT FOLDER so you can find it when you need it in the future, and not do the Email Daze thing, where you just zone out...searching...looking...
It is Truth I speak when I say this one simple idea may save you dozens (possibly hundreds) of hours, each year. Really, really (like Shrek says).
You will not be rooting through hundreds of emails looking for what you remember someone sent you, or how you responded.
An extra bonus is that your Inbox becomes a virtual server for all documents, spreadsheets and letters you send out to anyone - and if your computer goes down, all your files are on a remote server, ready for your use
Enough drivel for the moment...status of the real estate market is steadily improving... the Resort Clubhouse at Visions has been open for 3 months and is getting rave reviews...Foxmoor at Galloway just opened our newest development of 29 homes, next to our 88 lot development, which is almost sold out...great prices, great interest rates, and a lot of the short sale and resale inventory which has been on the market for a while has been sold...
It is truly a great time to get into the real estate market - interest rates have been this low 1 time in the last 60 years - since 1947 - and with the tax credit, many buyers are jumping in....:):)
Be well...stay healthy..and remember - do unto others as you would have them do unto you..(the Golden Rule)...:)
More soon....
Stay well.
Vincent
It has been too long, and I am determined to make a dedicated effort to blog more often...promise...really...I have even enlisted several friends and team members to remind me that every blog need not be an immortal treatise like the Magna Carta or the Constitution, or heaven forbid, an endless journey like Lonesome Dove by Larry McMurtry...
Talking too much already and haven't even yet left the shadow of the first paragraph....ahhh well...more room for improvement in Vince's life...
Thanks to all (ok - most) of the Visions at the Shore homeowners for coming out to Happy Hour at the Clubhouse and sharing some great ideas and thoughts with us...activities and clubs, ideas for the clubhouse and Visions improvements, and some great conversation...it was really a nice time and great for everyone to finally meet some of their neighbors...looking forward to the big Summerfest Clambake next Sunday and the Community pool party on the 22nd of August...
Anyway, today's thought for the day is as follows (and I am paraphrasing)...."One of Mankind's single biggest illusions is the conception that I am Here and You are Out There"....so untrue and nevertheless, such a common thought.
In the global community we are all intertwined, and more closely related in more disparate ways, than ever before...we all rejoice, suffer, laugh, cry, exult, despair, worry, work, love, laugh, stress, grieve, try, fail, succeed, and get up once again to try again...when one stop's thinking that you are different in any meaningful way than anyone else taking up space on our happy little planet, one tends to be more patient, have more clarity and compassion, learn more from one's fellow man or woman...and avoid creating all types of nutty illusions of grandeur in one's own mind...lolol
Just forget all that and remember Google's motto..."Be Nice". Works just about everywhere, in most circumstances...;)
Enough introspection and analysis of deeper issues...on to other fun stuff...virginity and stuff like that.
How are we all virgins...? Simple - Computers! Who knows all the tricks there are to know? No one (but I have a really good one here, so stay with me folks...;)) We are all learning, whether we are 15 or 75...and discovering new things everyday...so ponder that thought when you are feeling smugly superior about the latest trick you learned...remember that you don't know what you don't know...!
Why are we reluctant to try new experiences and risk change - or try something for the first time (thus the allusion to virginity...;))? We are afraid that it will cost money, or cause embarassment because we might be wrong, or we are worried that the time needed to learn something new is too great....so we avoid change, and in a very direct sense, restrict any personal growth....
Time to toss that theory in the recycling bin... (or if you are like me and use the Cooperative Recycling Concept, the ordinary old garbage can...lol)....the only thing we are certain of is that there will always be change, and new things to experience...(like McDonald's serving cappuccino - what's that all about, anyway?)...which leads us to one of the points of this post....
Computer tip for the day: Folders, Folders! and FOLDERS in your email!! How important is this for anyone using email for work?? VITALLY IMPORTANT!.
If you are using MS Outlook, click New, then Folders, then create a new folder in your Inbox with a common category you use repeatedly. There are similar abilities in AOL and other email programs, though I am not as familiar with them. I have folders for all developments that Foxmoor is building (Foxmoor Galloway 88 lots), and subfolders in these for more specific categories (Finance, Construction, Engineering, Advertising). I also have a folder for any category of communication I regularly employ (Marian - Email, Web Stuff - Blog, etc).
Why should you use folders? Simple - to save yourself time. When you receive an email, if you don't immediately work on it, file it in it's happy digital home, so you will know where it is living, when you do get to it. When you send an email out to someone, if there is anything important in your response, COPY YOURSELF WITH THE EMAIL, AND SAVE IT IN THE CORRECT FOLDER so you can find it when you need it in the future, and not do the Email Daze thing, where you just zone out...searching...looking...
It is Truth I speak when I say this one simple idea may save you dozens (possibly hundreds) of hours, each year. Really, really (like Shrek says).
You will not be rooting through hundreds of emails looking for what you remember someone sent you, or how you responded.
An extra bonus is that your Inbox becomes a virtual server for all documents, spreadsheets and letters you send out to anyone - and if your computer goes down, all your files are on a remote server, ready for your use
Enough drivel for the moment...status of the real estate market is steadily improving... the Resort Clubhouse at Visions has been open for 3 months and is getting rave reviews...Foxmoor at Galloway just opened our newest development of 29 homes, next to our 88 lot development, which is almost sold out...great prices, great interest rates, and a lot of the short sale and resale inventory which has been on the market for a while has been sold...
It is truly a great time to get into the real estate market - interest rates have been this low 1 time in the last 60 years - since 1947 - and with the tax credit, many buyers are jumping in....:):)
Be well...stay healthy..and remember - do unto others as you would have them do unto you..(the Golden Rule)...:)
More soon....
Stay well.
Vincent
Tuesday, March 31, 2009
A little humor from the Great Fox - Don't Feel Too Bad If You Have Forgotten Something Recently
Ok, for those of you who are still wondering if I have completely lost my sanity, I absolutely have.
Today, I forgot to put my sandals on and didn't discover I had my little furry ugg-looking house slippers on until I got out of the car in Galloway.
Truly I am not kidding. Now I look like an old smurf, with hat, scarf, dog and furry slippers...lol
It is shaping up to be a wonderful day already...;););)
So take solace, anyone reading this who may have forgotten something minor recently, like shoes, or sanity, or whatever...lolol
At least the weather is beautiful, and we have a homeowner moving into Visions at the Shore (Hi Miriam!!) as well as in Foxmoor at Galloway (Welcome Dan Gambert!)...another closing tomorrow in Galloway (Hello Mr. & Mrs. Howard - who came to our last Solutions 101 Seminar, and were able to buy a new home...;);)
Congratulations to everyone on the team who is going crazy making these closings happen...Thank you James, Jack, Mike, April, Colleen and Marian...without you I wouldn't retain what little sanity I still have...;);)
At least some people still remember to put their shoes (or sandals) on in the morning...lol
Have a great day...;)
GF
Today, I forgot to put my sandals on and didn't discover I had my little furry ugg-looking house slippers on until I got out of the car in Galloway.
Truly I am not kidding. Now I look like an old smurf, with hat, scarf, dog and furry slippers...lol
It is shaping up to be a wonderful day already...;););)
So take solace, anyone reading this who may have forgotten something minor recently, like shoes, or sanity, or whatever...lolol
At least the weather is beautiful, and we have a homeowner moving into Visions at the Shore (Hi Miriam!!) as well as in Foxmoor at Galloway (Welcome Dan Gambert!)...another closing tomorrow in Galloway (Hello Mr. & Mrs. Howard - who came to our last Solutions 101 Seminar, and were able to buy a new home...;);)
Congratulations to everyone on the team who is going crazy making these closings happen...Thank you James, Jack, Mike, April, Colleen and Marian...without you I wouldn't retain what little sanity I still have...;);)
At least some people still remember to put their shoes (or sandals) on in the morning...lol
Have a great day...;)
GF
Sunday, January 18, 2009
Economic Recovery, Birthing Elephants and 'tis a New Year
“Recovery is taking a bit longer than it should, kind of like Mating Elephants…”
There is a joke says something like, “What do economic recovery and mating elephants have in common? The answer is , “It is done at a very high level, it is accomplished with a lot of kicking and screaming and it takes 18 months for anything to happen…”
That thought is eerily similar to our economy (unfortunately)….however there is light at the end of the tunnel, and this time, I don’t think it’s the NJ Transit Express about to run us over again…J It has taken longer than it should, and a sincere thanks to our awful media for making everything continually seem much worse than it was….may the fleas of a thousand camels inhabit your inkpens, and keyboards and other orifices all over you…
I mean, you’re sitting there reading this happy nonsense, and you should be thinking about the fact that in the last month, the government (thank you Hank and Ben! God, I’ll miss Hank Paulson…a brief shining moment of intelligence and capability in the history of the treasury…of course our new president is getting rid of him…makes a lot of sense…;(L ) has added several trillion dollars into our monetary system. Directly and indirectly, commercial banks have been directed to “Go forth and Sow your seeds…JJ…they have, and rates have come down over a full percentage point in the last month.
What does that mean?? If you are considering buying a $300,000 house with a $270,000 mortgage, but were worried about your payment being too high, it just dropped $170 a month. If your buyer couldn’t afford your house at $210,000, with a $190,000 mortgage, because the payment was $115 a month too high, she can now buy your home with the payment they need, and you still get all your money. Ahhh, the magic of playing with the interest rate…helps everyone in the food chain…JJJ
Interest rate drops effectively placed a floor ( a line in the sand, so to speak) in asset values…absolutely artificially low rates (0% - .25% federal funds target rate) cannot last forever while asset values are so low. Either rates or values, or both will definitely move upwards. Most probably in this environment we will see asset values increase slightly more quickly than interest rates in the 6-12 month term, but certainly there will be upward movement in both over the 12-24 month period.
Whatever. The point is to go do something positive. The time is great for it.
People say I talk too damn much and go off on tangents and I am thinking they might be correct…
Boys and girls, one thing is for certain – this artificial largesse from Guv’mint (from all of us actually – we are funding the bailout, and the stimulus) will not last forever…it’s just too good for all of us down here in the real world…so don’t wait too much longer to do whatever you are thinking of doing.
More on this in a few paragraphs, but in the meantime, some holiday (remember those?) and New Year ramblings…
"tis a New Year, and May it be Healthy and Happy and Prosperous for all...let us all remember that health is the most priceless possession, and its free (or at least the price of a gym membership…lol).
Fond wishes that the Obstructionists and Dooms Mongers who slurk and slither among us, develop itchy rashes and flu symptoms that keep them inside, so the rest of us can look up at the sun and think about how things are actually getting better out there…J
May the Naysayers and Negativitists (I made that word up, by the way…lol) stop being part of the %$*!!$%# problem, and start being part of the %$*!!$%# solution. (Thank you Bruce Willis in Die Hard).
Fortune Magazine has been hosting an excellent writer on their inside back cover for a while and his name is Stanley Bing. Bing is an actual Fortune 500 executive (somewhere), and his bi-weekly page is funny, satirical very accurate and deals with whatever issues most folks are pondering in their cornflakes.
Whether presciently or not, his column of 10/27/08, may mark very close to the depth of consumer confidence, general misery and probably a bunch of stocks, real estate portfolios and dwindled bank accounts. It is entitled “What will happen Next?” and speaks first about the 4 Prophets of Doom – Fear, Anger and Gloom and Panic. It is so good, that I will excerpt and paraphrase a few thoughts from this excellent article for your perusal. You can read the rest online at www.fortune.com. The name of his column is While You Were Out.
“And the land was overrun by Prophets of Doom, the riders of four horses, whose names were Fear and Anger and Gloom and Panic….and these gloomy, mostly pudgy and balding prophets shouted from the rooftops, predicting the end of happiness and the dollar, the onset of starvation, the collapse of markets globally and the hegemony of China. And those who prophesied the worst got the most airtime…
One Hundred Days made their way across the Mobius Strip of time…and some of the people came together and made a choice…to live with those who waited for the end in terror, or to strike out for the future along those who were brave enough, or simply too uninformed (or crazy, like me…VS), to have relinquished all hope for the future…and they chose life…and it is better than the alternative.
And it was the evening and the morning of the first day of the rest of our lives…May it come soon!”
Thank you Stanley Bing. The article was much, much better than my brief sentences. Go read it when you get a chance.
Then you should get out of your chair and get your own elephants birthed….it’s been long enough and the screaming is dying down out there… low interest rates, great prices, and a government who is actually on the ball (albeit a bit late to the dance) and encouraging intelligent, responsible real estate investment…? These conditions can’t last much longer…probably until everyone realizes just how good they are.
You don’t have to wait any longer though. It’s the first day of the rest of your life…make it count.
Regards,
V
There is a joke says something like, “What do economic recovery and mating elephants have in common? The answer is , “It is done at a very high level, it is accomplished with a lot of kicking and screaming and it takes 18 months for anything to happen…”
That thought is eerily similar to our economy (unfortunately)….however there is light at the end of the tunnel, and this time, I don’t think it’s the NJ Transit Express about to run us over again…J It has taken longer than it should, and a sincere thanks to our awful media for making everything continually seem much worse than it was….may the fleas of a thousand camels inhabit your inkpens, and keyboards and other orifices all over you…
I mean, you’re sitting there reading this happy nonsense, and you should be thinking about the fact that in the last month, the government (thank you Hank and Ben! God, I’ll miss Hank Paulson…a brief shining moment of intelligence and capability in the history of the treasury…of course our new president is getting rid of him…makes a lot of sense…;(L ) has added several trillion dollars into our monetary system. Directly and indirectly, commercial banks have been directed to “Go forth and Sow your seeds…JJ…they have, and rates have come down over a full percentage point in the last month.
What does that mean?? If you are considering buying a $300,000 house with a $270,000 mortgage, but were worried about your payment being too high, it just dropped $170 a month. If your buyer couldn’t afford your house at $210,000, with a $190,000 mortgage, because the payment was $115 a month too high, she can now buy your home with the payment they need, and you still get all your money. Ahhh, the magic of playing with the interest rate…helps everyone in the food chain…JJJ
Interest rate drops effectively placed a floor ( a line in the sand, so to speak) in asset values…absolutely artificially low rates (0% - .25% federal funds target rate) cannot last forever while asset values are so low. Either rates or values, or both will definitely move upwards. Most probably in this environment we will see asset values increase slightly more quickly than interest rates in the 6-12 month term, but certainly there will be upward movement in both over the 12-24 month period.
Whatever. The point is to go do something positive. The time is great for it.
People say I talk too damn much and go off on tangents and I am thinking they might be correct…
Boys and girls, one thing is for certain – this artificial largesse from Guv’mint (from all of us actually – we are funding the bailout, and the stimulus) will not last forever…it’s just too good for all of us down here in the real world…so don’t wait too much longer to do whatever you are thinking of doing.
More on this in a few paragraphs, but in the meantime, some holiday (remember those?) and New Year ramblings…
"tis a New Year, and May it be Healthy and Happy and Prosperous for all...let us all remember that health is the most priceless possession, and its free (or at least the price of a gym membership…lol).
Fond wishes that the Obstructionists and Dooms Mongers who slurk and slither among us, develop itchy rashes and flu symptoms that keep them inside, so the rest of us can look up at the sun and think about how things are actually getting better out there…J
May the Naysayers and Negativitists (I made that word up, by the way…lol) stop being part of the %$*!!$%# problem, and start being part of the %$*!!$%# solution. (Thank you Bruce Willis in Die Hard).
Fortune Magazine has been hosting an excellent writer on their inside back cover for a while and his name is Stanley Bing. Bing is an actual Fortune 500 executive (somewhere), and his bi-weekly page is funny, satirical very accurate and deals with whatever issues most folks are pondering in their cornflakes.
Whether presciently or not, his column of 10/27/08, may mark very close to the depth of consumer confidence, general misery and probably a bunch of stocks, real estate portfolios and dwindled bank accounts. It is entitled “What will happen Next?” and speaks first about the 4 Prophets of Doom – Fear, Anger and Gloom and Panic. It is so good, that I will excerpt and paraphrase a few thoughts from this excellent article for your perusal. You can read the rest online at www.fortune.com. The name of his column is While You Were Out.
“And the land was overrun by Prophets of Doom, the riders of four horses, whose names were Fear and Anger and Gloom and Panic….and these gloomy, mostly pudgy and balding prophets shouted from the rooftops, predicting the end of happiness and the dollar, the onset of starvation, the collapse of markets globally and the hegemony of China. And those who prophesied the worst got the most airtime…
One Hundred Days made their way across the Mobius Strip of time…and some of the people came together and made a choice…to live with those who waited for the end in terror, or to strike out for the future along those who were brave enough, or simply too uninformed (or crazy, like me…VS), to have relinquished all hope for the future…and they chose life…and it is better than the alternative.
And it was the evening and the morning of the first day of the rest of our lives…May it come soon!”
Thank you Stanley Bing. The article was much, much better than my brief sentences. Go read it when you get a chance.
Then you should get out of your chair and get your own elephants birthed….it’s been long enough and the screaming is dying down out there… low interest rates, great prices, and a government who is actually on the ball (albeit a bit late to the dance) and encouraging intelligent, responsible real estate investment…? These conditions can’t last much longer…probably until everyone realizes just how good they are.
You don’t have to wait any longer though. It’s the first day of the rest of your life…make it count.
Regards,
V
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